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Residential & Commercial

LONG TERM RENTAL LOANS

Single Family Homes, Warrantable & Non-Warrantable Condos & Townhomes, 2-4 Units, 5+ Units, Mixed-Use and Commercial

Call it what you want, private, hard money or asset-based loans; NSS Lending can help you finance the purchase of residential and commercial real estate based on the debt service coverage ratio or DSCR; not your personal income . Many regions of the country, home prices have risen sharply making homeownership unaffordable for many potential buyers. More than ever, many people are choosing to rent a home instead of purchase. That is good news (and favorable data) for the rental loan market, now primed for investment opportunities in 2024 and beyond.

house in suburb. residential house outdoor. suburban home in neighborhood. suburban house

UP TO 85% LTV
1-4 UNITS

REQUIREMENTS

DSCR > 1.2

720+ US FICO or ITIN

REO in USA 2+ In 12+ Months

No Deferred Maintainance 

Reporting Loan

Businessman, insurance sales agent handing over house and car keys to customer in trading

UP TO 80% LTV
1-4 UNITS

REQUIREMENTS

DSCR > .75

680+ US FICO

Foreign Investors

No Experience Necessary

Rural Locations

No Deferred Maintenance

Reporting Loan & Non- Reporting Loan

NSS Lending_Alternative Commercial Real

UP to 70% LTV
COMMERCIAL 

REQUIREMENTS

DSCR > 1.25

650+ US FICO

Foreign Investors

No Experience Necessary

70% Occupied

No Deferred Maintenance

Reporting Loan & Non- Reporting Loan

house apartment in suburb. suburban neighborhood. cottage house in american neighborhood.

UP to 75% LTV
1-4 UNITS

REQUIREMENTS

Non-DSCR

650+ US FICO

Sub-650 Credit | 50% LTV

Foreign Investors

No Experience Necessary

No Deferred Maintenance

Reporting Loan & Non- Reporting Loan

NO DTI, NO TAX RETURNS, NO PAY STUBS

Front view of the entrance of a residential building with garages and parking. Nobody insi

UP TO 90% LTV
WITH 2ND POSITION LIEN

Seller (or anyone for that matter) can finance a 2nd position lien for a minimum of 3 years for up to 45% of the value of the property. Borrower is required put down a minimum of 10% plus closing fees.

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